Discover tips and tricks on how to save and invest money by Oval Money

Summer is traditionally the time for kicking back, taking it easy, and treating yourself to a well earned holiday. However, if you’re feeling the pinch this season and can’t afford to spend the way you want to, you’ll be happy to know there are still some great ways to splurge this summer that will keep you well within a tight budget and still give you a great time.

1.     Get a seasonal fruit and vegetable chart

These are available either digitally or on paper. The cheapest fruit is the fruit that’s in season. Eating fruit that is in season in your area also means it has less distance to travel, meaning it will better retain its vitamin content. Get a chart that tells you what is in season in your area and when. It will help you make better choices for your wallet and your body.

Move from strawberries and cream to watermelon mojitos in sync with the seasons and get your chance to savour the best flavours of summer at the best prices.

2.     Join the voucher crowd

Because good weather promotes outdoor living, during the summer there is always a plethora of vouchers available for outdoor activities and experiences. You can find anything from flying lessons to bus tours. Check the major sites like Wowcher, and even local newspapers for money off theme parks or day trips.

It’s a great way to think outside the box and to try things you may have never even considered.

3.     Get involved in the 'staycation'

If you don’t have money to go abroad then just recreate the holiday magic at home. Get to know your city better with a free walking tour or a day of museum hopping. Alternatively, drive out to the countryside around you and hike or walk the country lanes. Bring a picnic with you for a low key outdoors lunch and make a day of being away from home.

The magic of being away from work doesn’t just happen once you cross the border. It can happen right here at home too.

4.     See your friends for free

Seeing friends is obviously an important part of the summer (and life in general). However, you don’t have to go out to a restaurant together, or pay to go to big events. Instead, cook a big meal together where everyone contributes an ingredient or a dish. You get quality time to chat and catch up, and it saves everyone money.

If you want to go out dancing or clubbing together, then have a few drinks at home first, so you’re not spending £10 a pop on fancy cocktails. Then when you’re out, try to alternate alcoholic drinks with soft drinks or water. Not only is this a great way to save money, but also it’s just better for your health. And, if you do decide to go out then make sure you set up a saving step that means you save each time you spend.

5.     Do up the house

Clean, tidy, and renovate this summer. Make your home a place you want to be all the time. There are loads of great websites that teach you how to up-cycle or do DIY house projects with stuff you already have in your house. Capitalise on that! Have fun and save money. Plus if you love your house you’ll never want to spend money going anywhere else. It's a win-win.

If you have kids then check out our post on great ways to entertain them at home this summer too, all without spending a penny.

6.     Meet new people

Friendship is free. Every city will have at least one meet-up group that you can join and the majority of them have no membership or joining fee. Usually people will meet at a local coffee shop or pub and it can be a fun evening of socialising without having to spend alot of money.

Meeting new people is a great way to broaden your horizons and will give you the opportunity to make friends from different backgrounds and walks of life.