Start Now, Download Oval. App Store Google Play

Discover tips and tricks on how to save and invest money by Oval Money

Autumn is a time of new beginnings: going back to school, or back to work after your summer holidays, getting out your wintery clothes and beginning to look forward to a new season.

Believe it or not it’s actually a time to reinvigorate yourself, whether physically, mentally or emotionally, and an opportunity to get back up on that horse that you fell off during the fun of the summer.

1. Get back on that savings horse

Summer is a surprisingly expensive season; from summer holidays to new holiday wardrobes, to best friend’s weddings, to (if you have them) kids activities and summer clubs. People don’t tell you this but it’s actually difficult to save during the summer whilst still trying to find the cash to enjoy the glimmer of good weather.

If you’ve fallen off your savings horse, and haven’t managed to meet your target the last few months then don’t beat yourself up; just dust yourself off and start again. Make September the first month that you start to put away money again. Use your Oval app and even if it’s only a few pounds a week you will start to feel so much better about yourself and regain some control over your finances.

2. Start eating right again

Traditionally summer is the season where eating right can be delicious and relatively easy (think juicy tomatoes, fresh salads, and oodles of soft fruits). It’s the time of year when things come into season. However, it’s also easy to overindulge on your summer holidays, and with the endless BBQs and weddings it can be difficult to eat well all the time.

Autumn is the season for warm soups and stews: dark leafy greens, rot vegetables, and crisp apples. Eating seasonally is said to be better for your body, and it definitely is easier on your wallet. This is because, by buying seasonal and locally grow fruit and vegetables, you are not paying for the cost of artificial growing environments, or for the transcontinental transportation. In addition, as always when there is a lot of something, it drives the price down.

3. Start exercising again

It’s easy to get motivated to get into shape for a specific event such as a beach holiday or a wedding. Once that event is passed, however, it’s just as easy to fall out of the exercise habit.

With the weather cooling down it’s easier to take up outside activities that you don’t have to pay any thing extra for. Go for a jog, or get some friends together and set up some DIY circuits in your back yard or local park. Getting back into the routine can be pretty brutal, but it’s worth it, and it doesn’t have to cost you an expensive monthly gym membership.

4. Start a new hobby that will get you through the winter

If you’re looking for total new beginnings then find yourself a new hobby that will get you through the colder, darker, winter months. No joke, but knitting is totally back in vogue and it’s actually an incredibly useful skill to develop. It’s practical and a great way to knit your own winter wear!

5. Clear your head after summer fun and regain focus. Set yourself new goals.

Finally, the onset of autumn is a time to refocus on some new goals. After the fun and mess of the summer it’s nice to collect your thoughts a bit and find a new objective. This could be anything, from a fitness goal to the development of a personal relationship, to more time spent on your work, or a way to make more savings. Maybe there’s something you want to achieve before Christmas. Having a specific timeframe in mind to work with can be really beneficial to motivation.

Autumn is a wonderful time of year, so do what you can to make sure you step into it in the best frame of mind.